Service Charges
(Some Fees May Or May Not Apply To Your Particular Account)
ATM Fees
Debit cards are available on all accounts pending Bank Approval.
No charge to our customers for withdrawals at a City State Bank machine.
$5.00 charge to non-customers for cash withdrawals from our ATM Machine.
There is a daily cash withdrawal limit of $500.00 from our ATM machine.
| Service |
Charges/Fees |
| Money Orders & Cashiers Checks |
$2.00 For Customers |
| Insufficient/Overdraft Fees Paid Items |
$35.00 Free Checking per item
$32.00 All Other Accounts per item |
| Insufficient/Overdraft Fees Returned Items |
$35.00 Free Checking per item per presentment
$32.00 All Other Accounts per item per presentment |
| Returned Check/Deposit Fees (Charge Back): |
$5.00 Per Item Charged Back to the Account |
| Stop Payment Service Charge: |
$30.00 Per Item Requested Stopped |
| Wire Transfers: |
$25.00 Per Outgoing Wire
No Fee Incoming Wire Customers
|
| Statement Request (Print Out): |
$5.00 Per Statement |
| Account Research Fee |
$25.00 per hour |
|
Early Withdrawal Fees
|
$15.00 Charge Enforced If The Account Is Closed In The First 90 Days |
|
Early Withdrawal CD Penalties
|
1 Year Or Less: One Month’s Interest
More Than 1 Year: Three Month’s Interest
|
| Courtesy Transfer |
$15.00 per transfer |
| Sweep Transfer |
$7.50 per transfer |
| Commercial Regular Checking |
Charges/Fees |
| Monthly Maintenance Fee: |
$10.00 |
| Deposit Fee: |
$0.15 |
| ACH Credit Fee: |
$0.15 |
| ACH Debit Fees: |
$0.20 |
| Debit Fee: |
$0.20 |
| Items Deposited – On Us: |
$0.01 |
| Items Deposited – Transit: |
$0.01 |
| Items Deposited – Local & Gov't : |
$0.01 |
| Outgoing Wire Fee: |
$25.00 |
| Returned Check Fee: |
$5.00 |